दुःखी आशा से ईश्वर में भक्ति रखता है, सुखी भय से ।

दुःखी पर जितना ही अधिक दुःख पड़े, उसकी भक्ति बढ़ती जाती है ।

सुखी पर दुःख पड़ता है, तो वह विद्रोह करने लगता है ।

वह ईश्वर को भी अपने धन के आगे झुकाना चाहता है ।

Distraction vs Traction…

Traction is any action that pulls us toward what we want to do or what we are interested in doing. These actions are done with intent and purpose.

Distraction, on the other hand, is an action that pulls us away from what we want to do or rather what we need to do.

So if kids want to watch TV to get distracted from studies or escape from studies. It should be a big NO.

But If s/he wants to play Video games it should be fine as long as it’s scheduled and meaningful. However, playing Video games to escape from their responsibilities is a distraction.

Distraction if remained unchecked can form a negative habit, whereas Traction changes the perception and makes it more meaningful and positive.

Traction can also be used with if…then rule…

If you complete your studies in time, then you can watch TV for one hour.

If you help me with kitchen, then I can allow you to play video game for half an hour.

Same is true for us, so …

If I can finish that office presentation, then I can watch TV for one hour.

So anything including digital devices or digital time can be made positive and purposeful if used in the right perspective and within limits i.e for Traction, not Distraction.

आदत की तृष्णा…

आदत की तृष्णा पूरी करने में जितना कम समय लगे,
उतनी ही वो आदत दृढ़ होती जाती है।
इसलिए बुरी आदत की तृष्णा को जितना कठिन कर सके,
उतनी ही वो आदत दूर होती जाती है।

ऊपरी आमदनी…

मासिक वेतन तो पूर्णमाशी का चाँद है , जो एक दिन दिखाई देता है और घटते घटते लुप्त हो जाता है!
ऊपरी आये बहता हुआ श्रोत है जिससे सदैव प्यास बुझिती है!
मासिक वेतन मनुष्य देता है, इसीसे उसमे व्रद्धि नहीं होती!
ऊपरी आमदनी ईश्वर देता है, इसीसे बरकत होती है!


The Sleep Miracle…Don’t miss it.

A Doctor tells you about this miracle pill, if you take this pill regularly, it:

  • Reduces your chances of having cancer or heart diseases drastically.
  • Boosts your memory and increases your productivity many folds.
  • Boosts your immunity and helps fight & recuperate from all diseases much faster.
  • Reduces your chances of Alzheimer’s and other stress-related diseases drastically.
  • Keeps your fat in control and helps reduce weight faster.
  • Moreover, you will be much happier on a day to day basis without stress and anxiety.

We all would have grabbed the pill with both hands even if it costs a bomb.

The Pill is: Daily dose of 8-9 hours of good sleep at night.

Now don’t roll your eyes, I know sleep is the last thing in our mind, we are running so fast, that sleep looks like a waste of time.

But there is numerous scientific evidence that both good quality and quantity of sleep leads to a much happier, healthy, and successful life. For further read please refer – Why we sleep book here.

I was always a firm believer in sleep, so much so that I take short naps very frequently apart from the night dose (I wrote this blog sometime back on it). Before understanding sleep benefits I use to feel guilty about these naps or completing my quota of sleep whereas my peers use to get away with just 6 hours of sleep.

But now I can say sleep is one of the most critical requirements of our body. Sleep conditions our body for best productivity and long & healthy life.

So let’s take our sleep seriously and ensure that we have a daily quota of at least 8 hours of sleep.

Here are the few quick tips for sleeping better:

  1. Stick to a sleep schedule. Go to bed and wake up at the same time every day. We in general have a wake-up plan – Alarm clocks, Wakeup calls, etc but start having a go-to bed plan as well on a daily basis.
  2. Avoid caffeine, nicotine, or alcohol before sleep. Contrary to the belief that alcohol helps in sleep, its other way around it just brings drowsiness but sleep or rather deep sleep is not possible with it.
  3. Avoid large meals late at night. I presume you would have felt this yourself, having large meals late night leads to an increase in metabolism for digestion and hence should be avoided.
  4. Relax before going to bed. Don’t overschedule your day so that no time is left for unwinding. A relaxing activity, such as reading or listening to music, should be part of the bedtime ritual.
  5. Take a hot bath before bed. When we sleep our body temperature should drop, a hot bath opens body pores and allows the body to cool down. You can try it but again depending on the climate and location etc.
  6. Dark & cool (Not cold) bedroom, this suits the body and helps get sleep faster.
  7. Gadget free – No TV, mobiles & laptop. We all know the story of melatonin- sleep hormone and the negative impact of gadgets and screens against it. Avoid any devices at least one hour before bedtime.
  8. Don’t lie in bed awake. If you find yourself awake after staying in bed for more than twenty minutes or feeling anxious or worried, get up, and do some relaxing activity until you feel sleepy.

So go ahead enjoy your daily pill of sleep and be healty & wealthy in life.

3 Key Lessons to teach our Children about Money

The way we handle our money in our working life determines how well or worse-off we are. Those with utter disregard for money, savings and investments, end up living a miserable post-retirement life.

I would say this is the most important lesson in life which some of us come to know when its a bit late.

Hence we should teach these lessons to our children as early as possible:

Lesson #1: Teach Them that Money is Earned by Hard Work

My kid thought that money is produced by ATM machines. Just punch how much you want and it will give out that much to you.

It is important to tell our children where the money is ‘actually’ coming from i.e., from hard work.

Also, I told him if he continues to expect the ATM for money to meet their never-ending desires, you (the caretaker parent) will one day run out of all money to meet their needs in the future.

Lesson #2: Teach Them the Virtues of Saving & Investing

Saving is a virtue, the benefits of which we realize only over a period of time. Thus it’s important for us to make our children early starters on this front. Let’s teach children that there’s more to money than just spending. And teach them by example – through your own saving habits.

So if your child wants to buy a computer game that most of his friends have, ask him what’s the cost of the same, and how much he would need to save every month to reach that target. If he understands this simple math, he will easily recognize the virtue of saving to meet a future spending goal. He will also realize that if he saves more every month, he will reach his target even faster.

Again lead by example here.

Lesson #3: Teach them About the Dangers of Debt

This probably isn’t a lesson a child of 6 or 7 years can understand. But teenagers can grasp this concept very well.

Tell them about loans, credit cards, and other debts. And how it works, if you a home loan or any kind of loan tell them with example concept of EMI etc.

They soon learn that making regular debt and interest payments reduce how much is left to pay for other stuff.

Overall, I think understanding the financial concepts specifically the above lessons are the much more important in life for your child than even the basic school concepts as this will help them grow financially which is what all of us are working towards….arent we?